Invest in Your Future!

As a First Time Home Buyer, it is even more important that you get competent advice from a reputable, knowledgeable and experienced Real Estate Agent. First Time Home Buyers often have little or no knowledge and experience in buying a home. It is essential to hire the right Real Estate Agent to represent you to protect your interest as a buyer, save you money and make your first home purchase a stress-free experience.

Buying your first home is a very exciting time in your life. It represents security, a goal achieved and for some, simply an investment. Julia will ensure that your purchase transaction is not only stress-free, but that your decision is educated and informed, giving you confidence and most importantly, peace of mind.

When planning to buy your first home, you must consider the following:

• Where do you want to live? You must consider not only what your family needs are but also resale value of your home in the future when you decide to upgrade. Julia will not rush to sell you just anything, but will assist you in finding the property that is right for you.
• What price range can you afford and are comfortable with? A good Real Estate Agent will have you pre-approved for a mortgage before you go shopping for homes to ensure that you can comfortably pay the monthly mortgage payments for a home you decide to purchase. Julia will ensure to advise you on financing and have you pre-approved for a mortgage within 24-48 hours.
• You must put some money aside for closing costs, such as legal fees, disbursements & land transfer tax. Julia will advise you on the types and amounts of closing costs as well as any available rebates. Closing costs can be deferred for up to six months from closing date.  Call Julia to find out how.